Stamp Duty Calculator QLD
Queensland stamp duty (transfer duty) for 2026 at general and home concession rates, with the first home concession to $800,000 and the new-home exemption.
Queensland stamp duty
$17,350.00Stamp duty on a home bought for $700,000 in Queensland is $17,350 for an owner-occupier ($7,175 less than the $24,525 investor rate) in 2026–27, an effective rate of 2.48%.
| Duty at general rates | $24,525.00 |
|---|---|
| Home concession saving | −$7,175.00 |
| Duty payable | $17,350.00 |
| Effective rate | 2.48% |
How this was calculated
| Duty at general rates: $17,325 + $4.50 per $100 (or part) over $540,000 | $24,525.00 |
|---|---|
| Home concession rates: $10,150 + $4.50 per $100 (or part) over $540,000 | -$7,175.00 |
| Duty payable | $17,350.00 |
Duty is charged per $100 or part of $100, so the value or the excess over each bracket is rounded up to the next $100 before the rate applies.
Stamp duty on a home bought for $700,000 in Queensland is $17,350 for an owner-occupier ($7,175 less than the $24,525 investor rate) in 2026–27, an effective rate of 2.48%.
Source: Queensland Revenue Office Last verified How we keep this accurate
Queensland transfer duty rates
| Dutiable value | General rate | Home concession (owner-occupier) |
|---|---|---|
| Up to $5,000 | Nil | 1% |
| $5,001 – $75,000 | 1.5% over $5,000 | 1% |
| $75,001 – $350,000 | $1,050 + 3.5% over $75,000 | 1% |
| $350,001 – $540,000 | $1,050 + 3.5% over $75,000 | $3,500 + 3.5% over $350,000 |
| $540,001 – $1,000,000 | $17,325 + 4.5% over $540,000 | $10,150 + 4.5% over $540,000 |
| Over $1,000,000 | $38,025 + 5.75% over $1,000,000 | $30,850 + 5.75% over $1,000,000 |
All rates are per $100 or part of $100.
Worked examples
- $500,000 investment: $1,050 + 3.5% × $425,000 = $15,925; as your home, $3,500 + 3.5% × $150,000 = $8,750.
- $800,000 home: $10,150 + 4.5% × $260,000 = $21,850 ($29,025 for an investor).
- $750,000 first home (established): home concession duty $19,600 less the $8,675 concession amount = $10,925.
- $650,000 first home: $0, and a new home at any price is also $0.
Three sets of rates
Queensland charges transfer duty at general rates for investors and non-residential property. Buyers who will live in the home get the home concession, which charges just 1% on the first $350,000 and saves up to $7,175. First home buyers get the first home concession on top: an established home up to $700,000 attracts no duty, the relief tapers away between $700,000 and $800,000, and a new home or vacant land to build on is exempt at any value under the rules that began on 1 May 2025. From 1 August 2026 the home and first home concessions are limited to Australian citizens and permanent residents.
How the first home concession tapers
Rather than a smooth sliding scale, Queensland subtracts a fixed concession amount that steps down every $10,000: $17,350 for a home up to $709,999.99, then $15,615, $13,880, $12,145, $10,410, $8,675, $6,940, $5,205, $3,470 and finally $1,735 for a home between $790,000 and $799,999.99. Because home-concession duty at $700,000 is exactly $17,350, the duty is nil up to that point and a small amount just above it, reaching the full home-concession rate at $800,000. The maximum saving compared with the general rate is $24,525.
Eligibility and payment
For the home concession you must move in within one year of settlement and not sell or lease any part of the home for a year (renting out a room was permitted from 10 September 2024). For the first home concession neither you nor your spouse can have owned a home anywhere, and the same residence rules apply. Duty is paid within 30 days of the contract becoming unconditional, normally through your conveyancer at settlement. Foreign buyers pay additional foreign acquirer duty of 8% of the dutiable value for residential land.
Frequently asked questions
How much is stamp duty on a $600,000 house in Queensland?
$12,850 if you will live in it (the home concession: $10,150 plus 4.5% of the $60,000 over $540,000), or $20,025 as an investment ($17,325 plus 4.5% of $60,000). An eligible first home buyer pays nothing, because the home is under $700,000.
Do first home buyers pay stamp duty in Queensland?
Not on an established home valued up to $700,000 (agreements from 9 June 2024), and not on a new home or vacant land at any value (from 1 May 2025). Between $700,000 and $800,000 an established home gets a reducing concession. The buyer must never have owned a home, must move in within a year and live there for a year, and from 1 August 2026 must be a citizen or permanent resident.
What is the home concession in Queensland?
A lower duty rate for anyone buying a home to live in, first-time buyer or not: 1% on the first $350,000 instead of the general rates, then the normal rates on the balance. It saves up to $7,175 on any home over $350,000. You must occupy the home as your principal residence within one year and not dispose of it within a year.
Why does a $705,000 first home pay duty but a $700,000 one does not?
Because the first home concession subtracts a fixed amount, $17,350, from the home-concession duty for homes up to $709,999. Home-concession duty on $700,000 is exactly $17,350, so the result is nil; on $705,000 it is $17,575, leaving $225 to pay. The concession amount then steps down $1,735 every $10,000, so the duty rises steadily to the full home-concession rate at $800,000.
Is Queensland stamp duty calculated on the purchase price?
On the dutiable value, which is the higher of the price and the market value, including GST on new homes, rounded up to the next $100 before the rate is applied. Chattels such as furniture included in the contract are not dutiable if they are separately valued.
How much is the foreign buyer surcharge in Queensland?
Additional foreign acquirer duty is 8% of the dutiable value of residential land, on top of transfer duty. Foreign persons are also excluded from the home and first home concessions from 1 August 2026 unless they qualify under the retiree exception. Citizens and permanent residents are not foreign acquirers.
Sources and assumptions
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